RPS Accountants & Business Advisors
Mernda Tax Accountants & Tax Returns
Tax returns for Mernda families and workers
Between the mortgage, the kids and the commute, tax time in Mernda tends to arrive at the worst possible moment. So we make it the easiest hour of your year.
RPS Accountants prepares returns for the people who keep Melbourne’s north running: nurses, teachers, tradies, office workers, retirees and everyone in between. Your accountant checks your income, your offsets and your family situation, from Medicare levy thresholds to spouse details, so the return is right the first time.
The practice is led by Ravinder Paul Singh, a Chartered Accountant and registered tax agent with extensive experience across personal and corporate accounting. Two working parents? We can do both returns in one sitting and make sure nothing between them is missed.
Do you own a rental property?
Plenty of Mernda households do, and rental schedules are where refunds are most often won or lost. The claims most owners get right are only half the story. It is the ones they never hear about that cost real money.
Usually claimed
- Loan interest on the investment
- Property management fees
- Council rates and insurance
- Repairs and maintenance
Often missed
- Depreciation on the building and fittings
- Borrowing costs spread over five years
- Travel and phone costs that do qualify
- Capital works from previous owners
On a newer property, depreciation alone can add thousands of dollars a year to your deductions. We prepare your rental schedule properly, organise a depreciation schedule if you need one, and keep everything inside the ATO’s rules.
How are shares, ETFs and crypto taxed?
More Mernda investors than ever hold something beyond property, and each investment type answers to the ATO a little differently:
Dividends are taxed as income, and franking credits can work in your favour. Selling triggers capital gains tax, with a 50 per cent discount if you held for more than 12 months.
Your annual tax statement splits income into several categories, and copying just one number into your return is the classic mistake. We reconcile the full statement so every component lands in the right spot.
Every trade, swap or sale is a taxable event, not just cashing out to dollars. The ATO receives data from Australian exchanges, so unreported trades do get noticed. We calculate your gains properly across the whole year.
Bring your statements, or just your exchange login history, and we will turn it into an accurate, compliant return.
Claim every deduction you’re entitled to
The ATO does not send a reminder about the deductions you forgot. Our job is to ask the questions that surface them, and after thousands of returns we know exactly where refunds hide for every occupation:
- Work from home hours
- Car and travel between sites
- Tools and equipment
- Uniforms and laundry
- Self education and courses
- Union and registration fees
- Phone and internet share
- Sun protection for outdoor work
- Charity donations
Every claim is matched against ATO rules and your records, so your refund is as large as the law allows and safe from any future review. Accuracy, compliance and peace of mind, all in the same return.
Our simple, three-step tax process
From first contact to refund, here is all it takes:
Book and gather
Book online or by phone, in person or virtual. We send you a short checklist so you know exactly what to bring or upload.
Review and approve
We prepare your return with you, explain every figure in plain English, and lodge nothing until you have approved it.
Lodge and relax
We lodge electronically with the ATO, send you a copy, and most refunds arrive within two weeks. Any ATO follow-up comes to us, not you.
Frequently Asked Questions
Do you offer both online and on-site appointments?
Yes, both. Visit our office at 136 Gateway Boulevard in Epping, an easy drive from Mernda with parking at the door, or handle everything by phone or video with secure document upload. Same accountant, same service, whichever way suits your week.
Are you a registered tax agent?
Yes. RPS Accountants is registered with the Tax Practitioners Board, Registered Tax Practitioner No. 26161185, and led by Ravinder Paul Singh, a Chartered Accountant and registered tax agent. That means legal authority to lodge for you, professional standards behind every return, and extended lodgement deadlines most self-lodgers never get.
What paperwork should I have ready?
Photo ID, bank details for your refund, and your income statement, which we can usually pull from the ATO on the spot. Then anything that supports your claims: work expense receipts, work from home hours, private health details, bank interest, dividend or ETF statements, rental records, and crypto trading history if you have it. Missing a few pieces? Book anyway, and we will tell you exactly what to chase.
Start your Mernda tax return today
Book in minutes, meet in person or online, and have your refund on its way within the fortnight.