Greenvale Tax Accountant & Advisors

Personal and investment tax for Greenvale

Greenvale is full of people whose tax lives have outgrown the simple online return. A salary plus a rental property. A share portfolio that has started paying dividends. A side business run from the home office. Each of these adds rules, and each rule is a chance to pay more than you need to if it is handled the wrong way.

RPS Accountants prepares individual tax returns for salary earners, investors and sole traders across Greenvale and Melbourne’s north. We are registered tax agents, so your return is prepared and lodged with the ATO by professionals who do this every day, and we take the time to explain your result before anything is lodged.

Our office in Epping is a short drive from Greenvale, and if coming in does not suit you, the whole process works just as well over the phone or by video. Either way, you get the same careful review of your income, your deductions and your position for the year ahead.

Confused by negative gearing and depreciation?

Have you ever looked at your rental statement and wondered whether your property is actually saving you tax or quietly costing you money? Plenty of Greenvale property owners ask us exactly that.

Negative gearing means your property costs more to hold than it earns in rent, and that loss can reduce the tax on your other income. Depreciation is the wear and tear on the building and its fittings, and it is one of the most commonly missed deductions we see. Many owners have never ordered a depreciation schedule, which means thousands of dollars in legitimate claims sitting unused year after year.

The good news is that none of this needs to be your problem to solve. We review your loan interest, rates, insurance, repairs, agent fees and depreciation, work out what belongs in this year’s return, and show you what your property really contributes after tax.

Get capital gains right when you sell

Selling a property or a parcel of shares triggers capital gains tax, and the difference between getting it right and getting it wrong can run into the tens of thousands. The rules reward good records and good timing. Hold an asset for more than twelve months and you may qualify for the fifty percent discount. Sell in the wrong financial year and you can push yourself into a higher bracket for no reason.

Your cost base matters just as much. Stamp duty, legal fees, agent commissions and capital improvements all reduce the gain the ATO taxes you on, but only if they are counted. If the property was ever your home, the main residence rules may shelter part or all of the gain.

The best time to talk to us is before you sign a contract, because that is when timing and structure can still be planned. Already sold? Bring the paperwork and we will make sure the gain is calculated properly and every reduction you are entitled to is applied.

Advice tailored to your goals

A tax return tells you what happened last year. Good advice changes what happens next year. Once we understand where you want to get to, whether that is a second property, winding back your hours, or building an investment portfolio for retirement, we can shape the way your income and assets are structured to support it.

That might mean reviewing whether an asset should be held in your name, your partner’s name or a trust. It might mean planning super contributions before June rather than regretting the missed cap in July. It might simply mean a mid-year check-in so there are no surprises at tax time.

RPS Accountants is led by founder and principal Ravinder Paul Singh, a registered tax agent with extensive experience across personal and business tax who is currently completing his Chartered Accountancy designation. When you sit down with us, you are getting advice grounded in the ATO’s rules and shaped around your goals, not a template answer.

What makes our accountants different?

Plenty of firms can fill in a tax return. Here is what Greenvale clients tell us actually sets RPS apart.

You deal with a registered tax agent, not a seasonal operator. Your return is prepared, reviewed and lodged by qualified professionals who are accountable to the Tax Practitioners Board.
We explain everything before we lodge. You will know what you are claiming, why you are claiming it, and what your refund or bill will be, in plain English.
We look forward, not just backward. Every return ends with a conversation about next year, so the savings compound instead of stopping at lodgement.
Fixed, upfront fees. You are told the cost before any work starts, and in most cases the fee is itself tax deductible next year.
We are local. Our Epping office is minutes from Greenvale, we know the property market you are investing in, and you can always get the same person on the phone.

Frequently Asked Questions

Do you offer online and in-person meetings?

Yes, both. You can visit our office at 136 Gateway Boulevard in Epping, around ten minutes from Greenvale with parking at the door, or handle everything by phone or video call. Online clients send documents through our secure portal and sign electronically, so the process is just as complete as sitting across the desk. Choose whichever suits your week.

How long will my return take to complete?

A straightforward individual return is usually completed within the appointment itself, which takes around thirty to forty five minutes. Returns involving rental properties, capital gains or business income can take a few days longer while we verify the figures. Once lodged, the ATO typically processes refunds within two weeks, and we let you know as soon as yours is on its way.

Ready to sort your tax?

Book your Greenvale tax appointment with RPS Accountants. It only takes a few minutes, and same week appointments are usually available in person, by phone or by video.